Mutual funds
Plant it monthly
SIP, step-up SIP, lumpsum, goal and XIRR.
RupeeScope: India's finance calculators with the working shown
Open the SIP calculator
Stocks and trading
Every trade burns a little
Planning
Make it last
Tax and savings
Know the cut
Capital gains, FD, PPF, EPF and more.
The drawer
Pull out the tool. See the number.
29 calculators, each with its working shown and its assumptions named. Pick a drawer.
Mutual funds
Grow it, step it up, work back from a goal.
- SIP calculatorSee what a fixed monthly investment in a mutual fund could grow to, for a return you assume.
- Step-up SIP calculatorSee how raising your monthly SIP by a set amount every year changes the final value.
- Lumpsum calculatorSee what a one-time investment could grow to over the years, for a return you assume.
- STP calculatorMove money from one fund to another in regular instalments and see where each part ends up.
- SWP calculatorSee how long your money lasts when you withdraw a fixed amount every month.
- Goal calculatorFind the monthly amount that gets you to a target by a date, such as a down payment or school fees.
- XIRR calculatorFind your yearly return when the money went in on many different dates.
Tax
The cut, itemised and sourced.
Stocks and trading
See what charges burn before profit reaches you.
- CAGR calculatorTurn a starting value and an ending value into a smooth yearly growth rate.
- Brokerage calculatorSee every charge on a trade, from brokerage to taxes, and what you actually keep.
- IPO listing gain calculatorWork out your gain or loss if an IPO lists above or below its issue price.
- Position size calculatorWork out how many shares a trade involves if you decide in advance how much you can afford to lose.
- Risk-reward calculatorCompare how far a stop-loss and a target are from your entry, and the win rate that breaks even.
- Average price calculatorFind the weighted average price of several buys, and what it takes to reach a target average.
- IPO allotment odds calculatorSee the chance of receiving a lot in a retail IPO for a subscription figure you enter, and how applications add up.
- Margin and leverage calculatorSee the exposure, the leverage and the price move that would use up your margin on a leveraged position.
- Dividend yield calculatorTurn a dividend per share into a yield, the income on your holding and the yield on what you paid.
Savings and loans
Fixed deposits, PPF, EPF, loans and the rest of the piggy bank.
- Fixed deposit calculatorSee what a bank fixed deposit pays when it matures, with interest added on as it compounds.
- PPF calculatorProject the balance in a Public Provident Fund account over its 15-year term.
- EPF calculatorProject your Employees’ Provident Fund balance from your and your employer’s monthly contributions.
- Sukanya Samriddhi calculatorProject the balance in a Sukanya Samriddhi account when it matures 21 years after opening.
- NPS calculatorEstimate your National Pension System corpus, lump sum and monthly pension for returns you assume.
- Recurring deposit calculatorSee what a bank recurring deposit pays at maturity, with interest added every quarter.
- EMI calculatorWork out the monthly instalment on a loan, the interest you pay in all, and what a prepayment saves.
- Home loan prepay or invest calculatorSee the arithmetic of putting extra money into your home loan against investing it at a return you assume.
- Retirement and FIRE calculatorEstimate the corpus your expenses need through retirement, what you are on track for, and the monthly gap.
- Gold jewellery cost calculatorAdd up the gold value, making charges and GST on a piece of jewellery, using the rate your jeweller quotes.
- Inflation and purchasing power calculatorSee what prices could do to a sum of money over the years, for an inflation rate you choose.
More from RupeeScope
Calculators
Every calculator in one place, grouped by what you want to work out.Brokers
Charges and plans side by side, each with the date we checked it.IPOs
Open, upcoming and listed issues, with the numbers that matter.Guides
Plain-language explainers on the rules behind the calculators.Market holidays
When the exchanges are shut, and the next trading day.Tax calendar
The dates that matter in the tax year, with what is due.
Learn the numbers
Plain explanations of the charges and tax rules behind the calculators, with the rates and the date we last checked them.
Muhurat trading 2026
Diwali Muhurat trading on NSE and BSE: the 2026 date from the exchange circular, the reported session timings, the market days around Diwali and the charges.Updated 7 Nov 2026 · 4 min read
How SIP compounding works
The SIP formula step by step, a ₹5,000 a month example at three assumed returns, and why nominal and effective monthly rates give different answers.Updated 7 Nov 2026 · 5 min read
STT explained
What STT is, the current rate for each segment, how futures and options STT changed since 2012 and on 1 April 2026, and who pays it.Updated 1 Nov 2026 · 7 min read
Capital gains tax on shares
Short-term and long-term capital gains on listed shares and funds, the current rates and yearly exemption, holding periods, loss set-off and a worked example.Updated 1 Nov 2026 · 6 min read
Brokerage charges explained
Brokerage, STT, exchange charges, GST, SEBI fee, stamp duty and the DP charge: what each is, who receives it and how it is worked out.Updated 1 Nov 2026 · 7 min read
Intraday and F&O tax
Why intraday and futures and options profits are treated as business income, how losses are set off and carried forward, and when to ask a chartered accountant.Updated 1 Nov 2026 · 5 min read
Crypto tax in India
How crypto (virtual digital asset) gains are taxed in India: the flat rate and cess, no loss set-off, swaps, gifts and Schedule VDA, with a worked example.Updated 6 Nov 2026 · 9 min read
TDS on crypto (194S)
TDS on crypto under section 194S: the rate, the yearly limits, who deducts it, swaps on an exchange and how it counts against your tax, with an example.Updated 6 Nov 2026 · 6 min read
Every rate has a source and a date
Where a number comes from an official release you can see which one and when we last looked. Where it is your assumption, we say so.
Rates and sources last checked
| Dataset | Source | Last checked |
|---|---|---|
| Statutory chargesRegulator, Exchange, Secondary | Regulator, Exchange, Secondary | 1 Nov 2026Some details not yet verifiedAgeing after 90 days, stale after 120 |
| Zerodha chargesBroker | Broker | 1 Nov 2026Some details not yet verifiedAgeing after 30 days, stale after 45 |
| Groww chargesBroker | Broker | 1 Nov 2026Some details not yet verifiedAgeing after 30 days, stale after 45 |
| Upstox chargesBroker | Broker | 1 Nov 2026Some details not yet verifiedAgeing after 30 days, stale after 45 |
| Angel One chargesBroker | Broker | 1 Nov 2026Some details not yet verifiedAgeing after 30 days, stale after 45 |
| Tax rulesRegulator, Secondary | Regulator, Secondary | 1 Nov 2026 to 6 Nov 2026Some details not yet verified |
| Savings rates and schemesStatute, Regulator, Secondary | Statute, Regulator, Secondary | 1 Nov 2026Some details not yet verified |
| Gold GST and import dutySecondary | Secondary | 1 Nov 2026Some details not yet verified |